CDs

With a CD, or Certificate of Deposit, you'll earn a higher rate of interest than with a Money Market or standard savings account, and the rate is guaranteed for the term of the CD.

CDs are an excellent, extremely safe way to earn a higher rate of interest on funds you do not need to access for a specific period of time.

All CDs have a minimum beginning balance of five hundred dollars ($500.00).

CDs up to 1 year

• No interest forfeit for early withdrawal
• Interest at maturity, monthly checks, or transferred to a checking or savings account

1 year CDs

• One month interest forfeit for early withdrawal
• Interest at maturity, monthly checks, or transferred to a checking or savings account

5 year CDs

• Three month interest forfeit for early withdrawal
• Interest at maturity, monthly checks, or transferred to a checking or savings account